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LOANS

Current Loan Rates for September 2, 2010

To apply for a loan call the Lending Center at 432.688.8400. You can also click here to apply online for some types of loans as shown below. Prequalify & apply online for a mortgage loan.

Vehicle Loans (2010-2006): Include all titled vehicles

rate as low as

**Promotional Rate**

**3.50% APR*

**2.99% APR*

Vehicle Loans (2005 & Older): Includes all titled vehicles

rate as low as

**Promotional Rate**

**4.75% APR*

**3.99% APR*

Recreational Vehicles: Current or previous year untitled or previous year titled with less than 15,000 miles.

rate as low as

**Promotional Rate**

**3.50% APR*

**2.99% APR*

Used Recreation Vehicles

rate as low as

**Promotional Rate**

**4.75% APR*

**3.99% APR*

Personal/Signature Loans:
rate as low as
**7.90% APR*
Mortgages:
Call For Mortgage Rates
Home Improvement

3 Year Adjustable

15 Year Fixed

rate as low as

rate as low as

3.500% APR*

4.000% APR*

Home Equity Loans

5, 10, and 15 Year Fixed

60 monthly payments of $18.31 per $1,000.00 borrowed

rate as low as

 

3.750% APR*

 

MasterCard® and VISA®:
Classic (Prime + 10%) rate as low as 13.25% APR*
Gold (Prime + 5%) rate as low as 8.25% APR*
Platinum (Prime + 3%) rate as low as 6.25% APR*
Student Loans:
1 Year Adjustable (adjustments Every November) rate as low as 6.25% APR*
Share Secured Loans:
Loan rate is 3.00% above Pledged Shares
Share Certificate Secured Loans:
Loan rate is 2.00% above Pledged Shares certificate

*APR = Annual Percentage Rate

**Rates with MCFCU Checking account and automatic payment or ACH direct deposit.

Click here for the compound interest calculator or click here for the APR calculator.